Insurance FAQs
The following Frequently Asked Questions have been developed by our brokers, Network Insurance House, and are based on responses to queries received.
If you have any further questions or require further assistance, reach out the Network Insurance House directly using their Contact Form or call 1300 655 037.
Click on the drop down menus below to view the answers:
Financial members of Australian Sailing affiliated clubs, affiliated class associations, participants in Discover Sailing Centre courses and SailPass holders are covered.
- Coverage is void at any non-affiliated club or class association, whether it is participating in a race or on that clubs’ premises
Medical Expenses that are covered by Medicare (including the Medicare Gap) are not covered by the Personal Accident policy. This would include:
- Surgeons
- Anaesthetists
- Doctors
- X-rays
Yes. This is a non-Medicare expense and is covered within the non-Medicare Medical Expense benefit.
Yes, as Medicare is not applicable to Physiotheraphy, out of pocket expenses can be claimed up to the Non Medicare Medical Expense benefit.
Yes. The policy provides up to $5,000 benefit for an injury that results in broken bones (refer to the Policy for full terms and conditions).
Yes. The policy provides up to $5,000 benefit for Dental treatment (refer to the Policy for full terms and conditions).
An event or activity that the club organises, such as a race/regatta under the Australian Sailing Racing Rules of Sailing.
All club volunteers are covered by the policy while undertaking unpaid voluntary work authorised and under the control of the Insured club. This includes on water roles (Race committees, safety boats etc) and shore based (clubhouse maintenance, canteen etc).
Direct, uninterrupted, travel to or from an insured activity is covered by the policy.
Yes, you are covered whilst participating in a sanctioned affiliated club/association training session.
No. This policy does not cover individuals when engaged in recreational (non-club organised) boating/sailing activities.
No. Overseas Cover is not provided by the Australian Sailing personal accident policy.
If you are competing in an overseas sailing event, please contact Network Insurance House who can assist with arranging Travel & Liability Insurance that will include your sailing competition activities.
No. The Group Personal Accident program is intended to provide whole-of-sport protection, where all insured persons receive the same minimum insurance entitlements.
However, if you would like to increase your personal insurance above the minimum policy benefits, including Overseas travel, Life Insurance or Income Protection; please contact Network Insurance Group and we will assist.
You can access the Claim Form here.
Alternatively, you can contact Network Insurance House and one of our team will assist.